Important Legal Information
By accessing this website, you agree to be bound by the terms and conditions below.  If you do not agree with these terms and conditions, please do not access this website.

Information Provided
The information available at this website has been prepared by PRI Investments on the basis of publicly available information, internally developed data and other sources believed to be reliable.  This information is subject to change without notice.  Reasonable care has been taken to ensure that the materials are accurate and that the opinions stated are fair and reasonable.  All opinions and estimates constitute our judgment as of publication and do not constitute general or specific investment advice.  Such opinions and estimates also do not reflect a current or past recommendation, investment, legal, tax or accounting advice of any kind.  Products and services discussed on this web site may not be available to or suitable for you.

Risk Considerations
Investing entails risks, including possible loss of principal.  Past performance is not indicative of future performance and individual results may vary.

Restrictions on Offer and Solicitation

This website is not directed to any person in any jurisdiction where its publication or availability is prohibited.  The material contained within this website material is not an offer to sell or a solicitation of an offer to buy any products or services in any jurisdiction in which such offer or solicitation or where a purchase or sale would be unlawful.  Products and services discussed on this web site are only offered in jurisdictions where PRI is registered as an investment adviser or otherwise permitted by law to offer such products or services.

Ownership of Site and Trademarks
This website is owned by PRI Investments.  Northing on this website shall be construed as granting any license or right to use any image, trademark, service mark or logo on the site.  No act of downloading or otherwise copying from the website will transfer title to any software or other material to you.

Use of Information
The content of this website is subject to copyright and other property protections of PRI or its affiliates, with all rights reserved.  The material is for browsing purposes only.  Please contact PRI for express written consent if you want to reproduce any information on the website for other than your personal use.

Linked Sites
PRI has not reviewed and does not take any responsibility for any outside websites linking to this website.  PRI also does not take responsibility for information on any outside websites linked to from this website.  Using links from this website to a website not owned by PRI is at your own risk.

No Warranty; No Liability.
THE INFORMATION ON THIS WEBSITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS, AND pri DOES NOT WARRANTY THE TIMELINESS, ACCURACY, COMPLETENESS, PERFORMANCE, MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE OF, OR OTHERWISE ENDORSE, THIS SITE OR ANY CONTENT.  ALL IMPLIED WARRANTIES ARE EXCLUDED FROM THESE TERMS TO THE EXTENT THAT THEY MAY BE EXCLUDED FROM THESE TERMS TO THE EXTENT THAT THEY MAY BE EXCLUDED AS A MATTER OF LAW.  ADDITIONALLY, PRI MAKES NO WARRANTY THAT THIS WEBSITE IS FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

UNDER NO CIRCUMSTANCE, INCLUDING BUT NOT LIMITED TO, NEGLIGENCE, WILL PRI OR ITS AFFILIATES BE LIABLE FOR ANY DAMAGES (INCLUDED WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS) ARISING IN CONTRACT, TORT OR OTHERWISE FROM YOUR USE OR INABILITY TO USE THIS SITE OR ANY CONTENT OR FROM ANY ACTION TAKEN OR NOT TAKEN AS A RESULT OF USING THIS SITE OR ANY CONTENT, EVEN IF ADVISED OF THE POSSIBLITY OF SUCH DAMAGES.

Choice of Law; Jurisdiction
Any issue arising in connection with this website shall be governed by the laws of North Carolina, without reference to its choice of law or conflicts of laws principles; however, PRI retains the right to bring proceedings in any other appropriate forum.

Severability
If a court of competent jurisdiction deems any provision of these terms and conditions unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

Privacy Policy Notice
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates, or others;
Information we may receive from a consumer reporting agency.
We do not disclose any nonpublic personal information about our customers or former customers, except as permitted by law.  We restrict access to nonpublic personal information about you to employees, affiliates and independent third parties who need to know that information for us to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.